Florida's Most Flexible Hard Money Resource. Loans Tailored to You.

Commercial Real Estate Loans
and Hard Money Financing for
investors and developers

Call/Text: 941-677-0456 

Tampa Hard Money Loans and Commercial Real Estate Financing

As a real estate investor, you need access to capital quickly, often in a matter of days, not months. Conventional financing does not have that kind of flexibility. 

Hard money loan programs can finance your real estate projects faster than traditional lenders, especially if you’ve been rejected for a conventional bank loan. 

As experienced brokers for over 30 years, Manatee Mortgage Consultants specializes in hard money and commercial real estate loans ranging from $200,000 to $50,000,000+.

Hard money loans - Tampa, Florida

Types of Loans We Offer

Short, Medium, and Long term financing ranging from $200,000 to $50,000,000+.

Loans are typically for short-term cash flow needs, real estate construction, and real estate acquisition.

  • Alt-A Loans
  • Commercial Real Estate Acquisition/Refinance
  • Commercial Construction Loans
  • Bridge Loans
  • Hard Money Loans
  • Business Financing
  • Short-Term Projects
  • Fix-And-Flip Loans
  • Multifamily Property
  • Asset-Based Loans

You’ve been down the real estate investing road before. You found a great opportunity. You’ve done your cash flow analysis and due diligence. You’re ready to invest, but you have other deals in the works, and your cash is tied up. 


Florida Commercial Real Estate Loans for Investment Property

Why risk losing out on profitable real estate deals because of the slow loan approval process and high rejection rates of traditional financing? Hard money loans can be the smart alternative to conventional banks.

In this real estate market, hard money loans can provide access to extra cash for short-term bridge loans, fix-and-flip loans, multifamily loans, and commercial investment property.

Even if you have less-than-perfect credit, our easier borrower requirements can help you qualify for asset-based hard money loans that get you to the closing table.

The Pros and Cons of Alternative Financing

Although hard money financing generally requires higher interest rates, our global lenders are willing to take on more risk from borrowers.


Benefits include a wide variety of alternative financing solutions for commercial properties and businesses available for borrowers. Forgiving credit history requirements and low documentation generally allow for fast closings.


Because alternative financing for commercial loans and real estate investment projects tend to be short-term and riskier, interest rates are higher than you would have with a conventional loan.

Real estate investment financing can be a challenge, but we can find a solution for you. 

Get Your Free, No-Obligation Loan Information

Unique Commercial Loan Solutions

Whether your property is income-producing or in development, our alternative loan options are designed for investors seeking a simple financing solution for purchase or refinance with the flexibility to remain in the loan for up to 30 years. These unique programs are perfect for independent, fix & flip, buy-and-hold real estate investors and small business owners.

Qualifying for Commercial Real Estate Financing

Our step-by-step, online loan application process is built on our decades of experience in the alternative mortgage and loan industry. Before you apply, we make sure you have all of your financial information and income documentation in place. Even if your financial situation includes tough to qualify credit rating challenges, we can help you get approved for the maximum loan size needed to achieve your financial goals.

Guiding You Through the Process

Throughout the loan process, we guide you in preparing and gathering all needed loan documents, selecting a lender, and getting you to the closing fast.

To find out more about the specific information and financial statements required by our lenders, download our 10-Step Guide to help you get your loan approved on the first application. 

Our low doc, no doc income check will also help you apply quickly.

Commercial Real Estate Loans in Florida Solutions

Global Commercial Financing Resources

Because we have partnerships with global resources not typically available when seeking a traditional bank loan, we can locate alternative finance options that meet your needs. We know what types of projects lenders want for their portfolio. Our lenders are actively seeking opportunities for commercial property loans, alt-a mortgages, real estate investment, term financing, hard money loans, and business funding. This enables us to negotiate the best possible loan terms for our clients. 


Richard Geib - Florida Commercial Real Estate Loan Consultant

Richard Geib – President

Call/Text: 941-677-0456 

Manatee Mortgage Consultants
Tampa Bay, Florida

Commercial Financing Tailored to You

Whether you seek hard money, a commercial mortgage, or positive cash flow for your business, Manatee Mortgage Consultants has the alternative financing option to fit the type of loan you need. We will be part of your personal financial team through our transparent process and professional guidance from start to close.

Articles About Alternative Funding

Please visit our blog articles to learn more about common types of alternative funding, interest rates, terms, risks, credit requirements, alt-a mortgage products, current mortgage markets, and how they work for different types of business financing and investment purposes.

Get Your Free, No obligation Loan Information

Discuss Your Project

Richard Geib
Call/Text: 941-677-0456 

Manatee Mortgage Consultants, Tampa Bay, Florida

Call/Text: 941-677-0456

Let Us Work for You

Manatee Mortgage Consultants: Our goal is to provide mortgage information that gets rid of the guess work. We will give you the knowledge to make the decision that is right for you.

Call Today (941) 677-0456

We are standing by ready to answer your financing questions. We’ll walk you through the application process step by step to help you get approved.

Alternative Lending Help

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