Multifamily Loan Overview

Florida Multifamily Loans

Multifamily loans bring big value to investors.

Learn how a multifamily loan has potential benefits and advantages for commercial investors.

Value-Add Rehab

Loan Purpose: Acquisition, Rehab, Refinance, Cash-Out Refinance
Term:
 2 years
Interest Only: Yes
Interest Rate: As low as 7.5%
Interest Rate on Undrawn Rehab Funds: 0%
Prepayment Penalty: None
Rehab Funds: Yes
Loan Limits: $250,000 – $7.5MM
Loan-to-Cost (Purchase): 80%
Loan-to-ARV (Refinance): 70%
Cash-Out Refi: Available (55% LTV Cap)
Non-Recourse Available: Yes
Foreign National Borrower: Yes

Stabilized

Loan Purpose: Acquisition, Refinance, Cash-Out Refinance
Term:
 2 years
Interest Only: Yes
Interest Rate: As low as 6.99%
Interest Rate on Undrawn Rehab Funds: N/A
Prepayment Penalty: None
Rehab Funds: None
Loan Limits: $250,000 – $7.5MM
Loan-to-Cost: N/A
Loan-to-Value: 75%
Cash-Out Refi: Available (60% LTV Cap)
Non-Recourse Available: Yes
Foreign National Borrower: Yes

Loan Advantages

Non-Recourse Option: Available
 “As-Is” DSCR Requirements: None
Closing Costs Rolled into Loan Amount: 
Yes
Interest Charged on Undrawn Rehab Funds: None
Eligible Markets: Primary, Secondary & Tertiary
Eligible Property Classes: 
Class A, Class B & Class C
Fast due diligence and closings
Dedicated analyst for each loan file

Discuss Your Project

Richard Geib - Florida Commercial Real Estate Loan Consultant
Richard G. Geib – President
Manatee Mortgage Consultants
Tampa Bay, Florida
Call/Text: 941-677-0456
manateemortgage.com


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